Am I Eligible For A Workers’ Comp Claim?

Employers in Minnesota are required to carry Workers’ Compensation insurance for their employees. This insurance provides medical, wage loss, and other benefits to workers injured on the job, regardless of who was at fault. It doesn’t matter if it was your first day at work or if you had worked for the employer for many years.  You’re covered.  All you need to show is that you were injured as a result of your work.  It can be a sudden, traumatic injury, or it can occur gradually, over time.  You must report the injury to your employer, ideally within 14 days, but no longer than 180 days.  The sooner you report it, the better; waiting longer than 14 days can complicate your case. 

It does happen that employers fail to obtain the required insurance. There are a few, very narrow exceptions to the insurance requirement, such as certain household workers and workers at small family farms. If your uninsured employer is not specifically exempted from having insurance coverage and you are injured while working, you may still be able to get workers’ compensation benefits through the State of Minnesota Special Compensation fund. Contact a Meshbesher Law Firm workers’ comp attorney to discuss your options.